[HOT] Vietcombank tuyển dụng TẬP TRUNG trên toàn hệ thống năm 2015

Nhớ mấy câu tính toán, viết ra cho các bác xem
Công ty có LNGL năm trc là 235tr, lãi trên 1cp là 0,7tr, trả cổ tức 0,25 tr, số cp là 15tr. Tính LN năm nay
Vay vốn 25000USD, trả trong 5 năm cuối mỗi năm, lsck là 6%, hỏi năm đầu trả cả gốc lẫn lại thì số gốc còn nợ là bn
Vay vốn 25000USD, trả trong năm 5 cuối mỗi năm, lsck là 8%,, .. sao nuữa quên r

Hôm nay là thứ 7 nên nếu bác nào nhớ đề sáng nay thì chia sẻ cho anh em luôn nhé, chứ ko là đi chơi với gấu về quên hết thì miền nam "đắng lòng" lắm 😃

Đây là bài tiếng anh điền từ cuối cùng mọi người ạ 🙂

The People's Bank of China allowed the yuan to depreciate by nearly 2% against the U.S. dollar on Tuesday, the result of a surprise policy change that roiled international currency markets.
The sudden devaluation is the largest in two decades, and comes amid slower economic growth and increased stock markethttp://cdncache1-a.akamaihd.net/items/it/img/arrow-10x10.png volatility in China.
The dramatic devaluation -- even if it is a one-time event -- is likely to draw intense criticism from some quarters. The U.S. has long accused China of keeping its currency artificially low, instead of allowing it to move freely in foreign exchange markets. A weak currency cheapens the price of a country's exports, making them more attractive to international buyers by undercutting competitors.
If other nations in the region also decide to devalue their currency in response, it could leading to so-called competitive devaluation, also known as a currency war.
China says the move actually is a response to the market.
The PBOC typically sets a daily midpoint for the yuan, around which the currency is allowed to trade within a 2% band. Until now, the central bank had total control over where the midpoint was set. Going forward, the midpoint will be based on the previous day's closing price.
The policy change necessitated a one-time yuan devaluation of 1.9%, the bank said, because the midpoint had been diverging from the market rate for some time.
"The reform of [yuan] exchange rate formation mechanism will continued to be pushed forward with a market orientation. [The market] will play a bigger role in exchange rate determination to facilitate the balancing of international payments," the bank said in its statement.
Alicia Herrero, an economist at Natixis, said that the PBOC is unlikely to let the yuan depreciate too quickly. "We believe that the PBOC will not dare let the [yuan] depreciate too rapidly or too aggressively," she said. "The PBOC needs to show it is in control."
Market-based reforms would boost China's campaign for the yuan to be included in an elite grouping of currencies used by the International Monetary Fund.
China has expressed interest in having the yuan included in the IMF's Special Drawing Rights basket, which the organization uses to value reserve assets. The basket currently includes the dollar, euro, British pound and Japanese yen.
Inclusion in the the IMF's currency basket would lend significant prestige to the yuan, which is being used more and more frequently to execute international transactions and payments.

The People's Bank of China allowed the yuan to depreciate by nearly 2% against the U.S. dollar on Tuesday, the result of a surprise policy change that roiled international currency markets.
The sudden devaluation is the largest in two decades, and comes amid slower economic growth and increased stock markethttp://cdncache1-a.akamaihd.net/items/it/img/arrow-10x10.png volatility in China.
The dramatic devaluation -- even if it is a one-time event -- is likely to draw intense criticism from some quarters. The U.S. has long accused China of keeping its currency artificially low, instead of allowing it to move freely in foreign exchange markets. A weak currency cheapens the price of a country's exports, making them more attractive to international buyers by undercutting competitors.
If other nations in the region also decide to devalue their currency in response, it could leading to so-called competitive devaluation, also known as a currency war.
China says the move actually is a response to the market.
The PBOC typically sets a daily midpoint for the yuan, around which the currency is allowed to trade within a 2% band. Until now, the central bank had total control over where the midpoint was set. Going forward, the midpoint will be based on the previous day's closing price.
The policy change necessitated a one-time yuan devaluation of 1.9%, the bank said, because the midpoint had been diverging from the market rate for some time.
"The reform of [yuan] exchange rate formation mechanism will continued to be pushed forward with a market orientation. [The market] will play a bigger role in exchange rate determination to facilitate the balancing of international payments," the bank said in its statement.
Alicia Herrero, an economist at Natixis, said that the PBOC is unlikely to let the yuan depreciate too quickly. "We believe that the PBOC will not dare let the [yuan] depreciate too rapidly or too aggressively," she said. "The PBOC needs to show it is in control."
Market-based reforms would boost China's campaign for the yuan to be included in an elite grouping of currencies used by the International Monetary Fund.
China has expressed interest in having the yuan included in the IMF's Special Drawing Rights basket, which the organization uses to value reserve assets. The basket currently includes the dollar, euro, British pound and Japanese yen.
Inclusion in the the IMF's currency basket would lend significant prestige to the yuan, which is being used more and more frequently to execute international transactions and payments.

machiro92 viết:

Đây là bài tiếng anh điền từ cuối cùng mọi người ạ 🙂

The People's Bank of China allowed the yuan to depreciate by nearly 2% against the U.S. dollar on Tuesday, the result of a surprise policy change that roiled international currency markets.
The sudden devaluation is the largest in two decades, and comes amid slower economic growth and increased stock markethttp://cdncache1-a.akamaihd.net/items/it/img/arrow-10x10.png volatility in China.
The dramatic devaluation -- even if it is a one-time event -- is likely to draw intense criticism from some quarters. The U.S. has long accused China of keeping its currency artificially low, instead of allowing it to move freely in foreign exchange markets. A weak currency cheapens the price of a country's exports, making them more attractive to international buyers by undercutting competitors.
If other nations in the region also decide to devalue their currency in response, it could leading to so-called competitive devaluation, also known as a currency war.
China says the move actually is a response to the market.
The PBOC typically sets a daily midpoint for the yuan, around which the currency is allowed to trade within a 2% band. Until now, the central bank had total control over where the midpoint was set. Going forward, the midpoint will be based on the previous day's closing price.
The policy change necessitated a one-time yuan devaluation of 1.9%, the bank said, because the midpoint had been diverging from the market rate for some time.
"The reform of [yuan] exchange rate formation mechanism will continued to be pushed forward with a market orientation. [The market] will play a bigger role in exchange rate determination to facilitate the balancing of international payments," the bank said in its statement.
Alicia Herrero, an economist at Natixis, said that the PBOC is unlikely to let the yuan depreciate too quickly. "We believe that the PBOC will not dare let the [yuan] depreciate too rapidly or too aggressively," she said. "The PBOC needs to show it is in control."
Market-based reforms would boost China's campaign for the yuan to be included in an elite grouping of currencies used by the International Monetary Fund.
China has expressed interest in having the yuan included in the IMF's Special Drawing Rights basket, which the organization uses to value reserve assets. The basket currently includes the dollar, euro, British pound and Japanese yen.
Inclusion in the the IMF's currency basket would lend significant prestige to the yuan, which is being used more and more frequently to execute international transactions and payments.

The People's Bank of China allowed the yuan to depreciate by nearly 2% against the U.S. dollar on Tuesday, the result of a surprise policy change that roiled international currency markets.
The sudden devaluation is the largest in two decades, and comes amid slower economic growth and increased stock markethttp://cdncache1-a.akamaihd.net/items/it/img/arrow-10x10.png volatility in China.
The dramatic devaluation -- even if it is a one-time event -- is likely to draw intense criticism from some quarters. The U.S. has long accused China of keeping its currency artificially low, instead of allowing it to move freely in foreign exchange markets. A weak currency cheapens the price of a country's exports, making them more attractive to international buyers by undercutting competitors.
If other nations in the region also decide to devalue their currency in response, it could leading to so-called competitive devaluation, also known as a currency war.
China says the move actually is a response to the market.
The PBOC typically sets a daily midpoint for the yuan, around which the currency is allowed to trade within a 2% band. Until now, the central bank had total control over where the midpoint was set. Going forward, the midpoint will be based on the previous day's closing price.
The policy change necessitated a one-time yuan devaluation of 1.9%, the bank said, because the midpoint had been diverging from the market rate for some time.
"The reform of [yuan] exchange rate formation mechanism will continued to be pushed forward with a market orientation. [The market] will play a bigger role in exchange rate determination to facilitate the balancing of international payments," the bank said in its statement.
Alicia Herrero, an economist at Natixis, said that the PBOC is unlikely to let the yuan depreciate too quickly. "We believe that the PBOC will not dare let the [yuan] depreciate too rapidly or too aggressively," she said. "The PBOC needs to show it is in control."
Market-based reforms would boost China's campaign for the yuan to be included in an elite grouping of currencies used by the International Monetary Fund.
China has expressed interest in having the yuan included in the IMF's Special Drawing Rights basket, which the organization uses to value reserve assets. The basket currently includes the dollar, euro, British pound and Japanese yen.
Inclusion in the the IMF's currency basket would lend significant prestige to the yuan, which is being used more and more frequently to execute international transactions and payments.

bạn kiếm đâu ra mà hay dữ :)), phục b quá đi :))

machiro92 viết:

Đây là bài tiếng anh điền từ cuối cùng mọi người ạ 🙂

The People's Bank of China allowed the yuan to depreciate by nearly 2% against the U.S. dollar on Tuesday, the result of a surprise policy change that roiled international currency markets.
The sudden devaluation is the largest in two decades, and comes amid slower economic growth and increased stock markethttp://cdncache1-a.akamaihd.net/items/it/img/arrow-10x10.png volatility in China.
The dramatic devaluation -- even if it is a one-time event -- is likely to draw intense criticism from some quarters. The U.S. has long accused China of keeping its currency artificially low, instead of allowing it to move freely in foreign exchange markets. A weak currency cheapens the price of a country's exports, making them more attractive to international buyers by undercutting competitors.
If other nations in the region also decide to devalue their currency in response, it could leading to so-called competitive devaluation, also known as a currency war.
China says the move actually is a response to the market.
The PBOC typically sets a daily midpoint for the yuan, around which the currency is allowed to trade within a 2% band. Until now, the central bank had total control over where the midpoint was set. Going forward, the midpoint will be based on the previous day's closing price.
The policy change necessitated a one-time yuan devaluation of 1.9%, the bank said, because the midpoint had been diverging from the market rate for some time.
"The reform of [yuan] exchange rate formation mechanism will continued to be pushed forward with a market orientation. [The market] will play a bigger role in exchange rate determination to facilitate the balancing of international payments," the bank said in its statement.
Alicia Herrero, an economist at Natixis, said that the PBOC is unlikely to let the yuan depreciate too quickly. "We believe that the PBOC will not dare let the [yuan] depreciate too rapidly or too aggressively," she said. "The PBOC needs to show it is in control."
Market-based reforms would boost China's campaign for the yuan to be included in an elite grouping of currencies used by the International Monetary Fund.
China has expressed interest in having the yuan included in the IMF's Special Drawing Rights basket, which the organization uses to value reserve assets. The basket currently includes the dollar, euro, British pound and Japanese yen.
Inclusion in the the IMF's currency basket would lend significant prestige to the yuan, which is being used more and more frequently to execute international transactions and payments.

The People's Bank of China allowed the yuan to depreciate by nearly 2% against the U.S. dollar on Tuesday, the result of a surprise policy change that roiled international currency markets.
The sudden devaluation is the largest in two decades, and comes amid slower economic growth and increased stock markethttp://cdncache1-a.akamaihd.net/items/it/img/arrow-10x10.png volatility in China.
The dramatic devaluation -- even if it is a one-time event -- is likely to draw intense criticism from some quarters. The U.S. has long accused China of keeping its currency artificially low, instead of allowing it to move freely in foreign exchange markets. A weak currency cheapens the price of a country's exports, making them more attractive to international buyers by undercutting competitors.
If other nations in the region also decide to devalue their currency in response, it could leading to so-called competitive devaluation, also known as a currency war.
China says the move actually is a response to the market.
The PBOC typically sets a daily midpoint for the yuan, around which the currency is allowed to trade within a 2% band. Until now, the central bank had total control over where the midpoint was set. Going forward, the midpoint will be based on the previous day's closing price.
The policy change necessitated a one-time yuan devaluation of 1.9%, the bank said, because the midpoint had been diverging from the market rate for some time.
"The reform of [yuan] exchange rate formation mechanism will continued to be pushed forward with a market orientation. [The market] will play a bigger role in exchange rate determination to facilitate the balancing of international payments," the bank said in its statement.
Alicia Herrero, an economist at Natixis, said that the PBOC is unlikely to let the yuan depreciate too quickly. "We believe that the PBOC will not dare let the [yuan] depreciate too rapidly or too aggressively," she said. "The PBOC needs to show it is in control."
Market-based reforms would boost China's campaign for the yuan to be included in an elite grouping of currencies used by the International Monetary Fund.
China has expressed interest in having the yuan included in the IMF's Special Drawing Rights basket, which the organization uses to value reserve assets. The basket currently includes the dollar, euro, British pound and Japanese yen.
Inclusion in the the IMF's currency basket would lend significant prestige to the yuan, which is being used more and more frequently to execute international transactions and payments.

Bạn "nhớ lại" hay là lấy ở đâu vậy bạn?

caube_tt1988 viết:

Hôm nay là thứ 7 nên nếu bác nào nhớ đề sáng nay thì chia sẻ cho anh em luôn nhé, chứ ko là đi chơi với gấu về quên hết thì miền nam "đắng lòng" lắm 😃

like mạnh

caube_tt1988 viết:

Bạn "nhớ lại" hay là lấy ở đâu vậy bạn?

Tra google bạn ơi 🙂

machiro92 viết:

Đây là bài tiếng anh điền từ cuối cùng mọi người ạ 🙂

The People's Bank of China allowed the yuan to depreciate by nearly 2% against the U.S. dollar on Tuesday, the result of a surprise policy change that roiled international currency markets.
The sudden devaluation is the largest in two decades, and comes amid slower economic growth and increased stock markethttp://cdncache1-a.akamaihd.net/items/it/img/arrow-10x10.png volatility in China.
The dramatic devaluation -- even if it is a one-time event -- is likely to draw intense criticism from some quarters. The U.S. has long accused China of keeping its currency artificially low, instead of allowing it to move freely in foreign exchange markets. A weak currency cheapens the price of a country's exports, making them more attractive to international buyers by undercutting competitors.
If other nations in the region also decide to devalue their currency in response, it could leading to so-called competitive devaluation, also known as a currency war.
China says the move actually is a response to the market.
The PBOC typically sets a daily midpoint for the yuan, around which the currency is allowed to trade within a 2% band. Until now, the central bank had total control over where the midpoint was set. Going forward, the midpoint will be based on the previous day's closing price.
The policy change necessitated a one-time yuan devaluation of 1.9%, the bank said, because the midpoint had been diverging from the market rate for some time.
"The reform of [yuan] exchange rate formation mechanism will continued to be pushed forward with a market orientation. [The market] will play a bigger role in exchange rate determination to facilitate the balancing of international payments," the bank said in its statement.
Alicia Herrero, an economist at Natixis, said that the PBOC is unlikely to let the yuan depreciate too quickly. "We believe that the PBOC will not dare let the [yuan] depreciate too rapidly or too aggressively," she said. "The PBOC needs to show it is in control."
Market-based reforms would boost China's campaign for the yuan to be included in an elite grouping of currencies used by the International Monetary Fund.
China has expressed interest in having the yuan included in the IMF's Special Drawing Rights basket, which the organization uses to value reserve assets. The basket currently includes the dollar, euro, British pound and Japanese yen.
Inclusion in the the IMF's currency basket would lend significant prestige to the yuan, which is being used more and more frequently to execute international transactions and payments.

The People's Bank of China allowed the yuan to depreciate by nearly 2% against the U.S. dollar on Tuesday, the result of a surprise policy change that roiled international currency markets.
The sudden devaluation is the largest in two decades, and comes amid slower economic growth and increased stock markethttp://cdncache1-a.akamaihd.net/items/it/img/arrow-10x10.png volatility in China.
The dramatic devaluation -- even if it is a one-time event -- is likely to draw intense criticism from some quarters. The U.S. has long accused China of keeping its currency artificially low, instead of allowing it to move freely in foreign exchange markets. A weak currency cheapens the price of a country's exports, making them more attractive to international buyers by undercutting competitors.
If other nations in the region also decide to devalue their currency in response, it could leading to so-called competitive devaluation, also known as a currency war.
China says the move actually is a response to the market.
The PBOC typically sets a daily midpoint for the yuan, around which the currency is allowed to trade within a 2% band. Until now, the central bank had total control over where the midpoint was set. Going forward, the midpoint will be based on the previous day's closing price.
The policy change necessitated a one-time yuan devaluation of 1.9%, the bank said, because the midpoint had been diverging from the market rate for some time.
"The reform of [yuan] exchange rate formation mechanism will continued to be pushed forward with a market orientation. [The market] will play a bigger role in exchange rate determination to facilitate the balancing of international payments," the bank said in its statement.
Alicia Herrero, an economist at Natixis, said that the PBOC is unlikely to let the yuan depreciate too quickly. "We believe that the PBOC will not dare let the [yuan] depreciate too rapidly or too aggressively," she said. "The PBOC needs to show it is in control."
Market-based reforms would boost China's campaign for the yuan to be included in an elite grouping of currencies used by the International Monetary Fund.
China has expressed interest in having the yuan included in the IMF's Special Drawing Rights basket, which the organization uses to value reserve assets. The basket currently includes the dollar, euro, British pound and Japanese yen.
Inclusion in the the IMF's currency basket would lend significant prestige to the yuan, which is being used more and more frequently to execute international transactions and payments.

À mà phần tiếng Anh có trắc nghiệm 100% không bạn?

machiro92 viết:

Đây là bài tiếng anh điền từ cuối cùng mọi người ạ 🙂

The People's Bank of China allowed the yuan to depreciate by nearly 2% against the U.S. dollar on Tuesday, the result of a surprise policy change that roiled international currency markets.
The sudden devaluation is the largest in two decades, and comes amid slower economic growth and increased stock markethttp://cdncache1-a.akamaihd.net/items/it/img/arrow-10x10.png volatility in China.
The dramatic devaluation -- even if it is a one-time event -- is likely to draw intense criticism from some quarters. The U.S. has long accused China of keeping its currency artificially low, instead of allowing it to move freely in foreign exchange markets. A weak currency cheapens the price of a country's exports, making them more attractive to international buyers by undercutting competitors.
If other nations in the region also decide to devalue their currency in response, it could leading to so-called competitive devaluation, also known as a currency war.
China says the move actually is a response to the market.
The PBOC typically sets a daily midpoint for the yuan, around which the currency is allowed to trade within a 2% band. Until now, the central bank had total control over where the midpoint was set. Going forward, the midpoint will be based on the previous day's closing price.
The policy change necessitated a one-time yuan devaluation of 1.9%, the bank said, because the midpoint had been diverging from the market rate for some time.
"The reform of [yuan] exchange rate formation mechanism will continued to be pushed forward with a market orientation. [The market] will play a bigger role in exchange rate determination to facilitate the balancing of international payments," the bank said in its statement.
Alicia Herrero, an economist at Natixis, said that the PBOC is unlikely to let the yuan depreciate too quickly. "We believe that the PBOC will not dare let the [yuan] depreciate too rapidly or too aggressively," she said. "The PBOC needs to show it is in control."
Market-based reforms would boost China's campaign for the yuan to be included in an elite grouping of currencies used by the International Monetary Fund.
China has expressed interest in having the yuan included in the IMF's Special Drawing Rights basket, which the organization uses to value reserve assets. The basket currently includes the dollar, euro, British pound and Japanese yen.
Inclusion in the the IMF's currency basket would lend significant prestige to the yuan, which is being used more and more frequently to execute international transactions and payments.

The People's Bank of China allowed the yuan to depreciate by nearly 2% against the U.S. dollar on Tuesday, the result of a surprise policy change that roiled international currency markets.
The sudden devaluation is the largest in two decades, and comes amid slower economic growth and increased stock markethttp://cdncache1-a.akamaihd.net/items/it/img/arrow-10x10.png volatility in China.
The dramatic devaluation -- even if it is a one-time event -- is likely to draw intense criticism from some quarters. The U.S. has long accused China of keeping its currency artificially low, instead of allowing it to move freely in foreign exchange markets. A weak currency cheapens the price of a country's exports, making them more attractive to international buyers by undercutting competitors.
If other nations in the region also decide to devalue their currency in response, it could leading to so-called competitive devaluation, also known as a currency war.
China says the move actually is a response to the market.
The PBOC typically sets a daily midpoint for the yuan, around which the currency is allowed to trade within a 2% band. Until now, the central bank had total control over where the midpoint was set. Going forward, the midpoint will be based on the previous day's closing price.
The policy change necessitated a one-time yuan devaluation of 1.9%, the bank said, because the midpoint had been diverging from the market rate for some time.
"The reform of [yuan] exchange rate formation mechanism will continued to be pushed forward with a market orientation. [The market] will play a bigger role in exchange rate determination to facilitate the balancing of international payments," the bank said in its statement.
Alicia Herrero, an economist at Natixis, said that the PBOC is unlikely to let the yuan depreciate too quickly. "We believe that the PBOC will not dare let the [yuan] depreciate too rapidly or too aggressively," she said. "The PBOC needs to show it is in control."
Market-based reforms would boost China's campaign for the yuan to be included in an elite grouping of currencies used by the International Monetary Fund.
China has expressed interest in having the yuan included in the IMF's Special Drawing Rights basket, which the organization uses to value reserve assets. The basket currently includes the dollar, euro, British pound and Japanese yen.
Inclusion in the the IMF's currency basket would lend significant prestige to the yuan, which is being used more and more frequently to execute international transactions and payments.

Ì hí hí hí, 20 câu này sai có 3 câu. Xem chừng mình có hy vọng rùi. Hu hu hu.

tiny-mice viết:

Ì hí hí hí, 20 câu này sai có 3 câu. Xem chừng mình có hy vọng rùi. Hu hu hu.

Đề 5 câu bạn chia sẻ là đề tín dụng hay kế toán vậy?

thêm 1 số câu cho các bạn:

1. Loại hình công ty nào được bán:
   A. DN tư nhân
   B. công ty TNHH 1 thành viên
   C. Công ty cổ phần
   D. Cả 3 đáp án trên
2. 1 cá nhân được phép thành lập bn dianh nghiệp

A. 1
B.2
C.3
D.4

1. Lãi suất phụ thuộc vào
   I. CP cơ hội
   II. mình ko nhớ nhưng chắc chắn cái này ảnh hưởng đến lãi suất
   III. mức rủi ro mong muốn
   IV. Lượng cung tiền

A. I và II
B. I, II và III
C. I. II và IV
D. I, II, III, IV

mình còn nhớ vài câu nữa tối sẽ chia sẻ với các bạn tiếp.

caube_tt1988 viết:

Đề 5 câu bạn chia sẻ là đề tín dụng hay kế toán vậy?

Kế toán nghen

lemonellz viết:

thêm 1 số câu cho các bạn:

1. Loại hình công ty nào được bán:
   A. DN tư nhân
   B. công ty TNHH 1 thành viên
   C. Công ty cổ phần
   D. Cả 3 đáp án trên
2. 1 cá nhân được phép thành lập bn dianh nghiệp

A. 1
B.2
C.3
D.4

1. Lãi suất phụ thuộc vào
   I. CP cơ hội
   II. mình ko nhớ nhưng chắc chắn cái này ảnh hưởng đến lãi suất
   III. mức rủi ro mong muốn
   IV. Lượng cung tiền

A. I và II
B. I, II và III
C. I. II và IV
D. I, II, III, IV

Ấy ơi câu 3 cái đáp án ấy ko nhớ là LẠM PHÁT nhé. Tớ ko nhớ cái chi phí cơ hội, còn cậu ko nhớ lạm phát, rổ rá cạp lại và chúng ta có 1 câu trong đề thi hoàn chỉnh. Hì hì

Đọ đáp án thấy sai nhiều quá, vụ này ko ổn r

tiny-mice viết:

Ì hí hí hí, 20 câu này sai có 3 câu. Xem chừng mình có hy vọng rùi. Hu hu hu.

Bạn ơi. Chia sẻ về bài tập kt cho mình với.

Linhnguyen183 viết:

Bạn ơi. Chia sẻ về bài tập kt cho mình với.

Bạn ơi không có bài tập kt nhé, hỏi về tài sản nợ/ có và bảng cân đối kế toán thôi 😃

đề tiếng anh y chang kiểu đề thi phần diền từ học kỳ trường mình, cứ về lên gg dò phát là biết trúng bnhiu câu :)))

Có anh/chị, bạn nào biết khoảng bao lâu thì có kết quả khộng ạ?

lemonellz viết:

mình còn nhớ vài câu nữa tối sẽ chia sẻ với các bạn tiếp.

Đề tín dụng có câu nào về sản phẩm VCB không bạn?