Product Risk Management- Hà Nội

Key Accountabilities 1
Product Committee Secretariat

Support the Product Committee Secretariat in managing end-to-end product governance, approval and post-approval activities, including:

• Receive, review and control product proposals from Business Units to ensure completeness, soundness and compliance with product governance requirements; coordinate and consolidate feedback from relevant functions and ensure key issues are adequately addressed before submission to the Product Committee or delegated approval authority.
• Support preparation of meeting materials, voting documents, meeting minutes, resolutions and action tracking, and coordinate meeting logistics.
• Coordinate and follow up on periodic/pilot/ad-hoc product reviews
• Maintain and monitor Product Committee decisions, approval conditions, follow-up actions
• Support bank-wide product tree management (product hierarchy, product codes,…)
• Prepare periodic management reports on Product Committee activities, SLA/TAT, product performance, post-approval compliance and key product issues.
• Provide day-to-day Q&A and advisory support to Business and Supporting Units on product development, approval and management process.

Key Accountabilities 2
Product Governance Framework & Policies

• Develop and maintain a bank-wide product performance dashboard as a single source of truth for product business, financial and risk performance.
• Integrate and monitor key business, financial and risk indicators at product level, with a roadmap toward daily/real-time data updates.
• Provide independent, data-driven product insights and management views to support Product Committee and management decision-making on product continuation, modification, enhancement, suspension or closure.

Other Accountabilities
Digital Solutions & Process Optimization

• Participate in the design and implementation of digital solutions to optimize product governance, including product approval workflows, product code management and real-time product tree management, with the objective of improving governance efficiency and reducing product time-to-market.
• Coordinate with IT and relevant stakeholders throughout the implementation lifecycle, including BRD development, solution review, UAT, deployment, user guidance and post-implementation enhancement.

Requirement:

• Bachelor's degree or above in Finance, Banking, Economics, Risk Management, or related major.
• 1–3 years of experience in banking, preferably in Credit Risk, Operational Risk, Product Development, Finance or related functions.
• Good command of English, both written and verbal.
• Good Excel/data analysis, PowerPoint/Outlook skills; experience with Power BI, SQL or workflow/data tools is an advantage.
• Strong analytical and critical-thinking skills, with the ability to review information from multiple functions, identify key issues and formulate clear recommendations.
• Basic understanding of banking products, product approval processes and credit/risk management; proactive, detail-oriented, and willing to learn new products, regulations, risk methodologies and digital tools.
• Good communication, coordination and stakeholder management skills;
• FRM, CFA, PRM will be an advantage.