Fraud Risk Management Expert- Ha Noi- TA084

Job Description:

1. Enhance and Optimize the Fraud Risk Management Framework

• Provide expert input into the design and refinement of fraud risk policies, procedures, and governance structures.
• Benchmark VPBank’s fraud risk framework against international standards and emerging threats.
• Advise on integration of fraud controls into operational and digital processes.

2. Lead Complex Fraud Risk Assessments and Scenario Analysis

• Conduct deep-dive assessments of high-risk areas, emerging fraud typologies, and systemic vulnerabilities.
• Develop fraud risk scenarios and stress tests to evaluate control effectiveness.
• Advise business units on mitigation strategies for complex fraud exposures.

3. Coordinate the Implementation of Fraud Risk Management Tools Suitable for Each Member in VPBank Group

• Oversee deployment and customization of fraud detection tools across entities.
• Ensure tools are calibrated to reflect entity-specific risk profiles and operational realities.
• Monitor tool performance and recommend enhancements.

4. Develop and Champion Technology-Driven Fraud Risk Solutions

• Lead the design and implementation of advanced analytics, AI models, and real-time monitoring systems for fraud detection.
• Collaborate with IT, data science, and digital teams to embed fraud controls into platforms and customer journeys.
• Evaluate emerging technologies and recommend adoption strategies.

5. Oversee Fraud Incident Management and Strategic Investigations

• Guide the investigation of complex or high-value fraud cases.
• Conduct root cause analysis and recommend systemic corrective actions.
• Liaise with legal, compliance, and law enforcement on sensitive cases.

6. Drive Fraud Awareness and Risk Culture Across the Group

• Design and deliver advanced fraud training programs for high-risk functions and leadership.
• Promote a culture of vigilance, accountability, and ethical conduct.
• Support internal campaigns and communication strategies.

7. Ensure Regulatory Compliance and Strategic Governance Support

• Advise on regulatory developments and ensure fraud risk practices remain compliant.
• Prepare strategic fraud risk reports for senior management and governance committees.
• Support internal and external audits with expert insights.

Job Requirements:

1. Educational Qualifications

• Bachelor’s degree or higher in Finance, Banking, Business Administration, Economics, Law, Fintech, or a related discipline.
• Preferred: Master’s degree or relevant professional certifications, such as:
• Certified Fraud Examiner (CFE)
• Certified Risk Management Professional (CRMP)
• Certified Internal Auditor (CIA)

2.Relevant Knowledge / Expertise

Strong knowledge of:

• Fraud risk frameworks, typologies, and mitigation methodologies
• Financial crime regulations and compliance standards
• Internal control systems and audit methodologies
• Data analytics concepts and technologies used in fraud detection

Familiarity with:

• Banking products and services (especially retail lending portfolios)
• Regulatory requirements (e.g., AML, KYC, FATF guidelines)
• Investigation procedures and case management systems

3.Skills

Analytical & Investigative: Ability to identify patterns, anomalies, and root causes in fraud cases.

Technical Proficiency:

• Experience using fraud monitoring platforms and data analytics tools
• Knowledge of SQL, Python, or similar data interrogation tools is an advantage

Communication:

• Strong report writing abilities and effective presentation skills
• Ability to convey complex insights to non‑technical stakeholders

Collaboration: Demonstrated ability to work cross‑functionally with Compliance, Legal, IT, and business units

Strategic Thinking: Capability to design, implement, and assess fraud prevention strategies

4. Relevant Experience

• Typically 7 years of experience in fraud risk management, internal audit, compliance, or financial crime investigation.
• Proven experience in:
• Leading and managing fraud investigations
• Developing and executing fraud mitigation strategies
• Overseeing fraud risk within digital channels and emerging technologies

5. Required Competencies

• Integrity & Ethics: Strong commitment to professionalism, confidentiality, and ethical behavior.
• Risk Awareness: Ability to anticipate emerging fraud trends and respond proactively.
• Decision‑Making: Sound judgment during high‑pressure or high‑risk investigations.
• Adaptability: Comfortable navigating dynamic, fast‑paced, and high‑risk environments.
• Leadership: Ability to mentor junior staff and influence senior stakeholders effectively.

• Competitive and performance-based compensation package
• Holiday and Lunar New Year bonuses, subject to the Bank’s prevailing policies
• Preferential staff loan programs, in accordance with bank policies
• Enhanced annual leave entitlement based on job level, plus company-sponsored summer vacation
• Full statutory insurance coverage as required by labor law, plus VPBank Care insurance depending on job grade and tenure
• Access to comprehensive training programs, aligned with the competency framework for each position
• Working schedule: Monday to Friday, and Saturday morning
• Dynamic, collaborative, and growth-oriented workplace, with abundant opportunities for learning and career development
• Participation in diverse employee engagement activities, including sports tournaments, talent contests, and team-building events