Senior Officer, Retail & Small Business Banking Risk Policy and Strategy (40001491)

'Analyze, evaluate, control retail credit risk and consumer finance for the purpose of developing safety retail & small BB credit risk portfolio

'1. Professional tasks:

• Perform these followings:
  • Develop Risk Appetite Strategy and monitoring
  • Develop Underwriting standards
  • Policy Conformance review
  • Develop New Business campaign policy , Cross sell / Upsell and down sell campaign policy
  • Develop Test cells and Champion Challenger strategies
  • Develop Exception Policy and Underwriting
  • Develop Down turn strategy and Management
• Participate in design/develop products/business program with Retail Business Group

2. Other functions:

• Support operation unit, business unit to clarify inquiries about credit orientation, policy deployment/credit granting condition and appaisal method, etc.

3. Other responsibilities

• Perform work in accordance with policies, regulations, processes, guidelines, ... and commitment to service quality (SLAs).
• Develop yourself to perform well in your roles and responsibilities and adapt to work-related changes.
• Identify and manage risks of the unit in the process of operation (operational risks), report back to the leadership for solutions to minimize risks.
• Close cooperation with related positions, towards the common goal of the unit and the bank.
• Strictly manage results according to assigned KPIs KPI
• Strictly comply with the Bank's Labor Regulations
• Perform other related tasks at the request of direct managers and upper management.

Senior Manager/Manager, Retail & Small Business Banking Credit Risk Policy and Strategy

No

Units in the bank (RBG, CA, ...)

TCB AMC, TCB Jupiter

'Degree/Occupation: University graduate or above majoring in economics/finance/banking/statistics

• 03 years experience in risk management
• Foreign language (English): Minimum TOEIC 650 or equivalent. Candidates who have trained or worked for foreign companies/organizations will be preferred

Overview knowlege about risk management:

• Have in- depth knowledge about risk and risk management
• Understand laws and regulations
• Have knowledge about vietnamese and international standards in risk management
• Other professional knowledge:
  • Have basic knowledge of data analysis and make decisions based on data results
  • Having basic knowledge about the method of building risk management models and applying the model to develop policies
  • Have background knowledge on appraisal/approval for retail customer