Data Science Expert

1. Forecasting & Planning

• Develop models for balance sheet and P&L forecasting
• Build driver-based and scenario forecasting models
• Improve forecast accuracy and reduce manual adjustments

2. Profitability & Optimization

• Analyze profitability across customers, segment, product, channel
• Optimize pricing, marketing spends, and capital allocation

3. Customer & Business Decisioning

• Develop models: churn, CLTV, next-best-action, cross/upsell
• Support business teams with actionable insights
• Improve commercial effectiveness and productivity

4. Analytical Products & Automation

• Build reusable Data pipelines, ML pipelines, feature sets
• Develop dashboards and decision-support tools
• Automate reporting, analysis, insight generation

• Strong background in Data Science / ML / Quantitative Analytics
• Proficient in Python, SQL, Spark
• Experience in Forecasting (time series), Causal inference, experimentation, Model validation & explainability
• Experience with data pipelines, ML pipelines, MLOps
• Strong business translation and stakeholder management
• Clear, concise communication of insights
• Profiency in English

• Competitive salary package, including 13th-month salary and performance-based bonus.
• Annual salary review and performance evaluation.
• 15 days of annual leave and 01 birthday leave.
• Opportunities to participate in Techcombank's advanced training and development programs.
• Clear career development pathways with strong support and guidance from the management team.
• Comprehensive employee well-being benefits, including health insurance/healthcare coverage, annual health check-ups, birthday gifts from the Bank, team-building activities, year-end parties, and more.
• Provision of all necessary tools and equipment to support work effectively.
• Access to professional and technical training programs to enhance job-related competencies.