Techcombank đang tuyển dụng Senior Risk Data Analyst — vị trí làm việc tại TP. Ha Noi.
Thông tin tuyển dụng Techcombank
| Thông tin | Chi tiết |
|---|---|
| Vị trí | Senior Risk Data Analyst |
| Ngân hàng | Techcombank |
| Đơn vị | Risk Management Division |
| Địa điểm | TP. Ha Noi |
Mô tả công việc
Job Purpose
The job holder responsible for:
- Collect sufficient data, commenting, analyzing and evaluating to serve the independent inspection and assessment of the effectiveness of policies/systems/activities/monitoring related to debt collection according to the law. segment/category; assessment/inspection to ensure debt collection operations within the framework of risk management regulations; close the credit administration loop; develop a policy of debt cancellation
- Participate in the implementation of special debt collection operations at the request of management
- Support the inspection and examination of debt collection activities
Key Accountabilities (1)
I. General Responsibilities:
- Strictly comply with the Bank’s Labor Regulations
- Perform work in accordance with policies, regulations, procedures, internal guidelines… , and service quality commitments (SLAs).
- Comply with the work arrangement and training of Techcombank, of the Division
Key Accountabilities (2)
II. Professional Responsibilities
- Effective management of debt collection activities
- Participating in the development of debt collection targets/KPIs for the whole line, ensuring the connection between the debt collection activity index and the governance index in the credit orientation: Responsible for data processing (collection, synthesis) to serve Services for analysis and development of indicators/KPIs
- Monitoring/monitoring the efficiency of debt settlement/collection of the entire portfolio
- Collect reports on the effectiveness of debt collection activities
- Evaluate the implementation of the assigned targets of the debt collection units compared with the plan
- Collecting information and reports to serve the assessment, building the MIS system to ensure full service for the management, forecasting and operation of debt collection activities.
- Manage and maintain the operation of debt collection partners
- Participating in the selection and implementation of a plan to propose a debt collection operation partner specifically for each operation method:
- Collecting assessment information about the situation of debt collection supply market, making market judgments.
- Collect information, analysis documents, assess the responsiveness of debt collection units/partners in accordance with TCB’s regulations
- Make a proposal to choose a partner (if any)
- Participate in the development and assignment of a specific set of indicators/KPIs and a clear measurement system for debt collection partners.
- Responsible for data processing (collection, synthesis) to serve the analysis and construction of indicators/KPIs
- Determine the criteria that the debt collection unit needs to ensure according to the bank’s regulations
- Participating in the management and monitoring of the performance of each debt collection partner
- Collect reports on the effectiveness of debt collection activities
- Analyze and evaluate the implementation of assigned targets of debt recovery units compared with the plan/target; make statements about the factors affecting the results achieved.
- Connecting and supporting operators to ensure operational efficiency and/or debt collection goals from time to time.
- Receive suggestions to request comments from the unit
- Analyze, evaluate, give suggestions/support (if any)
- Send consulting opinions to the proposing unit after the leadership agrees on the consulting plan
Key Accountabilities (3)
- Participating in the implementation of THN operations according to regulations and internal processes from time to time: risk reduction strategies/other strategies according to regulations, processes
- Develop and advise on the application of assigned risk reduction strategies, ensuring compliance with the legal process, the bank’s, and the current situation of customers, support approval work:
- Collecting records, analyzing, assessing customers’ goodwill and ability to repay
- Determine the extent of Techcombank’s loss in case the risk mitigation plan is implemented
- Give independent opinions on the proposed plan and submit it to the control level for consideration
- Monitor and supervise the implementation of the plan, detect risks that may arise and can propose change plans, report directly to management.
- Implement other debt mitigation plans according to regulations and procedures from time to time
- Participate in independent evaluation of the effectiveness of policies/systems/operations/monitoring related to debt collection by segment/category in order to make recommendations for improvement. and effective management as required by the leadership:
- Collect documents, documents, information and reports for inspection activities from time to time
- Directly review the actual operation situation
- Finalize the status report against regulations/plans/goals, give assessment and comments on the problem, propose solutions for improvement (if any)
- Participate in the assessment/inspection to ensure that debt collection operations are within the framework of risk management regulations and are consistent with business orientations as required by the leadership:
- Collect documents, documents, information and reports for inspection and examination activities from time to time
- Directly review the actual operation situation
- Completing the report on review, analysis and assessment of the compliance situation
- Managing feedback interaction in debt collection activities
- Receive requests for information/data/operations/policies of debt collection agencies
- Analyze and identify problems through the reports provided by the collection agency
- Synthesize, report on analysis, send lessons learned/feedback, suggestions to relevant departments
- Proposing solutions to improve the storage and provision of information about lessons learned continuously and throughout related departments (if any)
- Participating in formulating policies to stop debt collection operations; Implement special debt collection operations plans
- Collecting information/reporting to analyze and propose principles for selection and methods of debt termination
- Support the analysis, evaluation, propose solutions (if any)
- Participate in the implementation of the special debt collection operation plan at the request of the leadership to ensure compliance with the bank’s regulations
- Perform other tasks:
- Coordinate and assist in the management and monitoring of operational and fraud risks in debt recovery
- Support the implementation of inspection and examination of the State Bank inspection agencies, audit related to debt collection activities
- Perform other related tasks at the request of the Head of Department/Section Director.
Key Relationships - Internal Stakeholders
Divisions in the bank: WB Division, S&D Division, CCA, Internal Audit…
Key Relationships - External Stakeholders
State Bank of Vietnam, relevant organizations (Audit, consultant, …)
Success Profile - Qualification and Experiences
Work Experience
- Experience in portfolio management/data analysis related to financial/banking activities: at least 05 years
Expertise: - Knowledge of banking operations: credit operations, debt collection
- Knowledge of legal documents related to problem debt
- Knowledge of risk management
- Priority knowledge of 2-3 years of experience as an data analyst → Prefer Financial/Banking sector - SQL/Oracle/SAS/R/Python and relational database knowledge - Microsoft office tools, especial Excel and Power Point - - BI tool: SAS VA/Power BI/Tableau/Qlink or equivalent
Qualifications: - University graduate or above majoring in economics/finance/banking.
- Foreign language (English): English TOEIC 700 or higher or have worked/studyed abroad/organizations in Vietnam using the required language for at least 1 year or other equivalent certificates
Cách thức ứng tuyển
Xem chi tiết và ứng tuyển tại: Techcombank
Ngày đăng: 24/03/2026
Nguồn: Techcombank
Đăng bởi: UB Job Crawler