Chao anh chi,
Khoai vua tong hop xong mot bai kha dai tren blog Thithu.com ve ma tran de thi VCB 2026 va chia se lai day de anh chi cung thao luan. Bai goc o link cuoi, ben nay minh tap trung thao luan + hoi dap.
De thi VCB khong phai random — no co Ma tran
Tong hop tu hon 60 de thi cac nam + kho 6.800+ cau hoi tren thithu.com, de VCB xoay quanh 4 tru cot voi ty trong on dinh:
| Tru cot | Ty trong | Dang cau hay gap |
|---|---|---|
| Nghiep vu ngan hang | 40-50% | Tin dung, huy dong, thanh toan, ngoai hoi |
| Ke toan ngan hang | 15-20% | Bao cao tai chinh, nguyen tac kep, du phong |
| Phap luat ngan hang | 15-20% | Luat NHNN, TCTD, ty le an toan von |
| Tieng Anh tai chinh | 10-15% | Thuat ngu, doc hieu hop dong, email |
Nhan xet: 60-70% kien thuc den tu Nghiep vu + Phap luat. Hai nhom nay hoc duoc — khong phai dang “troi cho”.
Vi sao lam de random khong hieu qua?
- Lo hong kien thuc chua duoc bit — sai cung 1 dang qua nhieu de nhung khong quay lai hoc chuyen de
- Quan ly thoi gian kem — 20 phut cho 5 cau TA kho → khong du thoi gian lam phan Nghiep vu
- Doc de khong ky — cau Phap luat co cum “theo quy dinh hien hanh” → can nho ty le cu the
3 buoc luyen de theo ma tran
- Buoc 1 — Loc lo hong (1-2 ngay): Lam 1 de tong hop du 4 phan. Phan loai cau sai: Nhom A (chua hoc) / Nhom B (chu quan).
- Buoc 2 — Danh trung chuyen de yeu (3-5 ngay): Vao dung chu de Nhom A, luyen 30-50 cau chuyen sau.
- Buoc 3 — Luyen de tong hop dung toc do (2-3 ngay): 50 cau / 60 phut, muc tieu 8/10 diem. Dat 3 de lien tiep ≥ 8/10 → san sang thi that.
Thao luan
Khoai muon hoi moi nguoi:
- Anh chi dang yeu chuyen de nao nhat? (Ngoai hoi / Ke toan / Phap luat / Tieng Anh)
- Da tung lam de random ma diem khong len? Chia se cach da thoat.
- Tren thithu.com co 43 chu de trong tam — anh chi da tick duoc chu de nao?
Comment ben duoi, Khoai cung mo xe 
Tham khao: thithu.com/review-de-thi-vietcombank-2026-ma-tran-kien-thuc