Techcombank đang tuyển dụng Senior Officer, Credit Risk Analytics and Modelling (40000083) — vị trí làm việc tại TP. Ha Noi.
Thông tin tuyển dụng Techcombank
| Thông tin | Chi tiết |
|---|---|
| Vị trí | Senior Officer, Credit Risk Analytics and Modelling (40000083) |
| Ngân hàng | Techcombank |
| Đơn vị | Risk Management Division |
| Địa điểm | TP. Ha Noi |
Mô tả công việc
Job Purpose
- The job holder advises and provides business with credit risk insights from massive amounts of structured and unstructured potential data to support credit portfolio optimization and strategic planning
- The job holder will build credit risk modeling và solutions using statistical analysis, data mining and data visualization techniques, to create solutions to support credit decisioning throughout customer credit life-cylce
Key Accountabilities (1)
- Credit Risk Model và Measurement tools
- Develop and continuously improve credit risk models to support credit decision making throughout customer’s credit life-cycle: underwriting và approval, early-warning, collection và recovery
- Develop credit risk measurement tools and methodology in compliance with regulatory requirement and industry practices (SBV, Basel, IFRS9)
- Drive model implementation and usage with cut-off strategy recommendation/simulation
- Continue to monitor and recalibrate model on regular basis upon acquisition of new data available or significant findings of model monitoring/ validation to ensure model is fit-for-purpose
- Build policies, procedures, and guidelines related to the credit risk model development. Report, present and explain model to higher management for model approval.
Key Accountabilities (2)
- Credit Risk Analytics và Insights
- Provide credit risk management reports và insights to BOD, BOM, relevant units internal/external division/bank.
- Conduct portfolio assessment/in-depth analysis by forums and boards: BOM/BOD; ARCO/ALCO; other as requested.
- Perform portfolio credit quality forecast, scenario analysis/simulation for management decision / strategic planning / ICAAP, etc…
Key Accountabilities (3)
- Credit Risk Analytics Infrastrucutre, Research và Development
- Research, compare, apply external/alternative data resources and advanced techniques into risk model development as benchmarking/challenger model for continuous improvement and upskilling
- Operate and maintain credit risk feature stores and model deployment platform (batch-run model and real-time decision engine),
- Operate and maintain credit-risk related datamart and information system (debt classification, provisioning, and credit risk metrics) in accordance with regulatory and international standards (Basel II, IFRS9)
Key Relationships - Direct Manager
Manager, Credit Risk Analytics and Modelling
Key Relationships - Direct Reports
None
Key Relationships - Internal Stakeholders
Divisions and units of risk management, business units using the model outside the risk management Division, CA Division, IA
Key Relationships - External Stakeholders
Consultant, Partner, State Bank
Success Profile - Qualification and Experiences
Experience:
- Minimum 05 years of experience in Banking, Risk Modeling or equivalent
- Understand international regulations and practices on Basel 2, IFRS9, and Stress-Test
- Extensive experience in building data and analytics solutions, data mining, statistical analysis and data visualization
- Experience in providing fact-based insights to help senior management and other stakeholders realize enterprise value at scale
Qualification:
• Bachelor’s degree or higher (finance / banking / financial risk management / financial math / quantitative finance)
• Being trained at university or graduate level in these fields is advantageous in developed countries.
• Having an internationally recognized certificate in financial analysis, financial risk management is an advantage (eg, FRM, CFA, PRM, CPA, …)
• English proficiency requirements are pursuant to Techcombank’s policy
Cách thức ứng tuyển
Xem chi tiết và ứng tuyển tại: Techcombank
Ngày đăng: 20/04/2026
Nguồn: Techcombank
Đăng bởi: UB Job Crawler