Tuyển dụng Techcombank 2026: Senior Manager, Retail & Small Business Banking Risk Management (40001480) tại TP. Ha Noi

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Tuyển dụng Techcombank 2026: Senior Manager, Retail & Small Business Banking Risk Management (40001480) tại TP. Ha Noi

Techcombank đang tuyển dụng Senior Manager, Retail & Small Business Banking Risk Management (40001480) — vị trí làm việc tại TP. Ha Noi.

:clipboard: Thông tin tuyển dụng Techcombank

Thông tin Chi tiết
Vị trí Senior Manager, Retail & Small Business Banking Risk Management (40001480)
Ngân hàng Techcombank
Đơn vị Risk Management Division
Địa điểm TP. Ha Noi

:memo: Mô tả công việc

Job Purpose

Retail banking & Small business banking credit risk management follows the bank’s strategy, balances risks and rewards, and keeps pace with global transformation trends.

Key Accountabilities (1)

  1. Research and development:

  • Research, analyze, measure and quanify risks occuring from changes in legal policies, economics (macroeconomics, microeconomics, economic cycles,…), financial markert to evaluate the effects/impacts on retail credit activities;

  • Research and update advanced risk management standards, techniques, models and practices;

  • Research and select outsourcing partners to provide professional advice on risk management standards for TCB.

Key Accountabilities (2)

  1. Professional tasks:

  • Acquire credit risk data

  • Develop credit policies & appetite for each segment

    • Define Target Market determination, Risk Segmentation strategy and building unsecured lending product programs based on agreed Risk Appetite

    • Risk Appetite Strategy and monitoring

    • Develop and manage Underwriting standards

    • Policy Conformance review

    • New Business campaign policy, Cross sell / Upsell and down sell campaign policy

    • Test cells and Champion Challenger strategies

    • Exception Policy and Underwriting

    • Down turn strategy and Management

  • Manage credit limits

    • Risk based limits and Risk Based Pricing

    • Identification of quality growth opportunities and ensure sustained growth in Assets and topline

  • Conduct credit risk appraisal: Underwriter quality monitoring

  • Managing approval activities

  • Develop an early-warning system: Early Loss mitigation opportunities

  • Manage credit portfolio

    • Identification of quality growth opportunities and ensure sustained growth in Assets and topline

    • Tail Risk Management

    • Portfolio mix and shaping

    • Portfolio monitoring , loss forecasting and early warning and early loss mitigation models

    • Provide Strategy performance reports to determine efficacy of strategies defined within decision support systems.

    • Bureau reporting and Bureau Services

    • Own the process of defining, testing and production release, of Champion challenger, test cell, and Model strategies within the respective decision support systems

  • Calculate regulatory capital requirements for credit risks

    • Credit Bureau Analytics

    • Loss forecasting

    • Risk Reward measurement

    • Portfolio Sale / Risk Insurance / Portfolio securitization

  • Participate Risk transfer strategy (ABS, MBS & Insurance)

  • Partnership / Eco system lending management: Build CAAS ( Credit as a Service ) eco system for all lending partnership

  • RB Risk transformation :

    • Support Strategic and BAU initiatives with respect to Risk Decision support Systems

    • Owner of all Retail and Small BB Risk Decision support systems - Decision Engine

    • Build and Manage Decision support systems for Account management and collections

Key Accountabilities (3)

Key Relationships - Direct Manager

Director, Retail & Small Business Banking Risk Management

Key Relationships - Direct Reports

Manager, Senior Expert/ Expert, Senior Officer/Officer

Key Relationships - Internal Stakeholders

Units in the bank (RB, CA, …)

Key Relationships - External Stakeholders

TCB AMC, TCB Jupiter

Success Profile - Qualification and Experiences

  • Degree/Occupation: University graduate or above majoring in economics/finance/banking/statistics

  • Minimum 5 years experience in risk management; 02 years of management experience in banking

  • Minimum TOEIC 650 or equivalent

  • Have in- depth knowledge about risk and risk management

  • Understand laws and regulations

  • Understand the strategy, vision, core values, policies, general regulations, organizational structure of the bank

  • Remember and understand Techcombank’s credit products to customers

  • Other professional knowledge:

  • Have basic knowledge of data analysis and make decisions based on data results

  • Having basic knowledge about the method of building risk management models and applying the model to develop policies

  • Have background knowledge on appraisal/approval for retail customer

:bulb: Cách thức ứng tuyển

:point_right: Xem chi tiết và ứng tuyển tại: Techcombank

:date: Ngày đăng: 05/03/2026
:pushpin: Nguồn: Techcombank
:owl: Đăng bởi: UB Job Crawler