Tuyển dụng ACB: TMO - Strategic Initiatives Director tại Hội sở (Hồ Chí Minh), [TMO] Thực thi & Thay đổi, TMO (Hồ Chí Minh) (26/03/2026)

ACB đang tuyển dụng TMO - Strategic Initiatives Director — vị trí làm việc tại Hội sở (Hồ Chí Minh), [TMO] Thực thi & Thay đổi, TMO (Hồ Chí Minh).


:clipboard: Thông tin tuyển dụng ACB

Thông tin Chi tiết
Vị trí TMO - Strategic Initiatives Director
Ngân hàng ACB
Đơn vị Quản lý Chuyển đổi - TMO
Địa điểm Hội sở (Hồ Chí Minh), [TMO] Thực thi & Thay đổi, TMO (Hồ Chí Minh)
Mức lương Thương lượng
Hạn nộp hồ sơ 2026-04-04

:memo: Mô tả công việc

Key Responsibilities

  1. Design a modular & digital‑first MSME credit architecture
  • Develop a modular MSME credit assessment framework leveraging CIC data and transaction history.

  • Strengthen MSME data capabilities and risk analytics by sector, business size, and transaction behavior.

  1. Lead the digital transformation of the lending journey from RM-led to digital channels
  • Digitize the MSME lending journey – shifting RM roles from operations to advisory.

  • Reduce TAT and enable direct loan product delivery via digital platforms.

  1. Build MSME portfolio analytics & monitoring tools
  • Establish risk‑alert logic and monitor portfolio performance & credit health using modular analytics tools.
  1. Deploy new loan products optimized for digital channels
  • Collaborate to design and launch lending products suitable for digital channels (e.g., automated disbursement, e‑KYC/ e‑document loan applications).
  1. Project management & cross-functional coordination
  • Develop the master plan and manage all workstreams related to project scope.

  • Work closely with relevant teams on solution design and implementation.

  • Act as the focal point for progress reporting, issue escalation, and change proposals to the Transformation Director.

Qualifications & Experience

  1. Professional Experience & Expertise
  • Minimum 10 years in small business lending, MSME products, or LOS operations.

  • Experience in digitizing credit journeys or implementing internal credit scoring.

  • Strong understanding of small business finance, credit assessment, and MSME lifecycle lending products.

  1. Core Skills
  • End-to-end credit journey design with a digital-first approach.

  • Cross-functional collaboration with Risk, Tech, UX, RM, and Operations.

  • Data analytics to identify priority MSME segments.

  • Implementing STP flows, API logic, and automated loan onboarding tools.

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  1. Design a modular & digital‑first MSME credit architecture
  • Develop a modular MSME credit assessment framework leveraging CIC data and transaction history.

  • Strengthen MSME data capabilities and risk analytics by sector, business size, and transaction behavior.

  1. Lead the digital transformation of the lending journey from RM-led to digital channels
  • Digitize the MSME lending journey – shifting RM roles from operations to advisory.

  • Reduce TAT and enable direct loan product delivery via digital platforms.

  1. Build MSME portfolio analytics & monitoring tools
  • Establish risk‑alert logic and monitor portfolio performance & credit health using modular analytics tools.
  1. Deploy new loan products optimized for digital channels
  • Collaborate to design and launch lending products suitable for digital channels (e.g., automated disbursement, e‑KYC/ e‑document loan applications).
  1. Project management & cross-functional coordination
  • Develop the master plan and manage all workstreams related to project scope.

  • Work closely with relevant teams on solution design and implementation.

  • Act as the focal point for progress reporting, issue escalation, and change proposals to the Transformation Director.

Qualifications & Experience

  1. Professional Experience & Expertise
  • Minimum 10 years in small business lending, MSME products, or LOS operations.

  • Experience in digitizing credit journeys or implementing internal credit scoring.

  • Strong understanding of small business finance, credit assessment, and MSME lifecycle lending products.

  1. Core Skills
  • End-to-end credit journey design with a digital-first approach.

  • Cross-functional collaboration with Risk, Tech, UX, RM, and Operations.

  • Data analytics to identify priority MSME segments.

  • Implementing STP flows, API logic, and automated loan onboarding tools.

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:date: Ngày đăng: 03/04/2026
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